Champlain College professor teaches at India campus this summer

first_imgDr. Gary Scudder, professor of history at Champlain College, is traveling this summer to India to teach college students in that country. As part of Champlains International Program, selected business and technology degree programs are offered on-site in Mumbai, India, and Scudder is the first Champlain professor to teach at this overseas campus.In addition to teaching history courses and working with faculty in Mumbai, Scudder will also set up the mechanics for future student and faculty exchanges. He will also further develop plans to share class projects between Burlington and international students using Champlains online capabilities. A year ago, Scudder worked with a professor in the United Arab Emirates to facilitate online class discussions between students in a contemporary world issues course.Scudder is the coordinator of social sciences at Champlain College and he has taught at the College for four years.last_img read more

What’s holding your credit union back from in-house card processing?

first_img 7SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr The power of plastic. It has advantages to both the members that swipe for purchases, and also for credit unions that issue and control processing in-house. Federal Reserve data released in 2014, found that 72 percent of consumers had at least one credit card.1  So, what’s the best option for your credit union when it comes time to deciding whether to outsource or process cards in-house?There’s no doubt that Americans love credit cards. That same Federal Reserve data reports that the average credit card holder in 2012 had four: 2.4 general purpose cards, 0.2 charge cards and 1.5 branded cards (cards displaying a merchant’s logo).1 And when it comes to bank cards, Experian’s State of Credit 2013 report found that consumers had on average 2.19 bank credit cards (which do not include store cards). 2For credit unions that do not have a strategic focus on card business, outsourcing may be the right option. However, there are certainly many benefits to running an in-house credit card program. continue reading »last_img read more

Why Samsung Galaxy Tab A7 Is the Perfect Entertainment Device in the New Normal

first_imgA cinema-like experience inside your home Samsung’s new Galaxy Tab A7 brings a theatre-like experience to your home. While going out to watch movies remains unsafe, the Galaxy Tab A7 can help you stream your favourite movies and TV shows in the comfort of your home. The tablet comes with 26.31cm (10.4”) large display and Quad speakers with Dolby Atmos surround sound. That’s pretty much all you need to enjoy great content with rich main Galaxy Tab A7’s massive WUXGA+ display runs at a native resolution of 2000×1200 pixels, offering an immersive viewing experience. Samsung has given you all the more reasons to binge-watch your favourite shows and movies without missing out on a theatre-like experience. And the dark mode on the tablet lets you enjoy high-quality content for longer, without straying your eyes.- Advertisement – In the new normal, we’re all spending more time indoors while working from home or online learning. As we struggle to achieve a work-life balance, there’s a growing need to unplug and to entertain ourselves.In such situations, a tablet can be a blessing in disguise. As they offer extreme portability and high-end features, tablets have become a great option for those looking to get work done and enjoy entertainment at home. Well, Samsung has launched its latest tablet, Galaxy Tab A7 and without any doubt, it’s the ultimate entertainment powerhouse. Here’s why:- Advertisement – Endless gaming sessions like never before While watching movies and TV shows is great, some of us prefer spending more time gaming. The Samsung Galaxy A7 lets you play just about any popular mobile game out there without any lags, thanks to its Qualcomm Snapdragon 662 processor (Octa-core) that’s supported by 3GB RAM.Galaxy Tab A7 B2C Performance LTE PC1 The speed is quite noticeable when you fire up your favourite games. You can load games quickly, and play endlessly without anything slowing you down. To support your gaming and binge-watching is the large 7040 mAh battery that can last an entire day, and also supports 15W fast charging. When you run out of battery, you can quickly charge it and get back to work or play in no time.- Advertisement – Expandable memory and an attractive design For storing all your important files, videos and photos, the Galaxy Tab A7 comes with an inbuilt 32GB storage expandable up to 1TB with a microSD card, so you never run out of space to store your precious memories.That’s not all, the Samsung Galaxy Tab A7 comes in a sleek, stylish package that’s designed to impress. The tablet is just 7mm thick and comes in a metal body. You can also choose from three stylish colours – Dark Gray, Silver, and Gold to match your style. Samsung Galaxy Tab A7 is a great option if you’re looking to gift someone a tablet this festive season or you can #RewardYourself with some me-time for all the long work from home hours that you’ve managed this year.Galaxy Tab A7 B2C Storage LTE PC Samsung is offering 2-month free subscription of YouTube Premium with the Galaxy Tab A7.You can purchase the Galaxy Tab A7 (Wi-Fi) for ₹16,999, while the LTE version costs ₹21,999. The Wi-Fi variant is exclusively available at &, the LTE variant is available at all major retail outlets & just made the festive season even more joyous with the offers on this entertainment powerhouse, including a 10% instant cashback up to ₹1500 on SBI Bank Credit Cards. Those purchasing the device in the next few days can also avail 50% off on a book cover and 50% off on Samsung Care+ plan (the company’s accidental damage protection policy) on select models. You can visit the Samsung online store for more details.Affiliate links may be automatically generated – see our ethics statement for details. – Advertisement –last_img read more

Garden blooming

first_imgWould you like to read more?Register for free to finish this article.Sign up now for the following benefits:Four FREE articles of your choice per monthBreaking news, comment and analysis from industry experts as it happensChoose from our portfolio of email newsletters To access this article REGISTER NOWWould you like print copies, app and digital replica access too? SUBSCRIBE for as little as £5 per week.last_img

The challenges facing asset managers in 2018

first_imgThe asset management sector faces “fundamental” challenges in the near future, despite the industry’s outlook stabilising, according to Moody’s.The credit rating agency revised its outlook for the industry from ‘negative’ to ‘stable’ on a 12-18 month basis. In a report published this week, it said that most providers were adapting to shifts in investor sentiment.Managers have been blending elements of active and passive management into smart beta and multi-asset products, and broadening the use and coverage of exchange-traded funds (ETFs).In addition, providers had managed to avoid extensive fee compression by introducing new charging structures. However, Neal Epstein, a vice president at Moody’s, cautioned that there were still actively managed products “susceptible to passive substitution”, while managers also still faced strong competition on cost.Mutual funds were starting to be seen as outdated and expensive structures by investors, Moody’s reported, citing a decline in the number of mutual funds available to US investors. Last year saw the lowest number of new fund launches in 10 years (439), while the 602 funds that disappeared through mergers or closed altogether was the highest level since 2009.#*#*Show Fullscreen*#*# Source: Moody’s/ICIMoody’s also cited the effects of MiFID II, which comes into effect on 3 January 2018. The agency said the regulation was “likely to draw investors to use lower-cost funds”.The rating agency indicated that current market conditions – an equity bull market and declining bond yields – had supported asset managers’ revenues and helped to finance mergers, acquisitions and expansions.While global economic growth was “expected to remain strong”, Moody’s said, providers should be wary of the impact on their businesses when the situation began to change.last_img read more

Chart of the Week: The growing influence of the PRI

first_imgEarlier this week, the UN Principles for Responsible Investment (PRI) informed its signatories that it would require them to report on climate change risks from next year.The PRI’s 2,250 signatories together represent more than $83trn (€73trn) of assets, and include many of the world’s biggest asset owners and asset managers — and its influence is still growing.Insticube, an institutional data service powered by IPE, recently surveyed European asset owners on their attitudes to and work around environmental, social and corporate governance (ESG) issues.It found that, of 338 investors polled, 121 had signed up to the PRI. Additionally, 241 said they had established an ESG policy. Fiona Reynolds, PRIAnnouncing the tough new policy earlier this week, Fiona Reynolds, chief executive officer of the PRI, said: “It is increasingly important for investors to incorporate emerging mega-risks such as climate change into their view of the future.”The PRI’s signatories could — and should — face a much tougher task to convince the organisation and other stakeholders of hiw seriously they take the standards they have pledged to uphold. Asset owners with, or planning to introduce, an ESG policyChart MakerThe PRI’s recent action suggests that it wants to push signatories to treat it seriously, and not just as a box-ticking exercise. Insticube’s research indicates that there is some way to go on this aspect, however. When asked whether failing to support the PRI was sufficient grounds to sack a fund manager, just 82 out of 338 institutions agreed – less than 25%. Is a failure to support the PRI sufficient grounds to dismiss an asset manager?Chart Makerlast_img read more

Lasts Seasons

first_imgWhen I coached at Whitewater in Franklin County back in the 1960’s, we had 3 teams on our schedule that were in their last high school season before consolidations.  Patriot was the first one to close, and when we played in that gymnasium, we had 2 referees that must have never seen goal tending.   One of our forwards had at least 5 goal tendings during the game and none of them were called.  They were not a good team to start with so after 3 or 4 of these their coach went ballistic and got thrown out of the game.  He didn’t have a JV coach , so the principal had to finish it.  The situation at Burney was so bad their last year that they only had 12 players total–varsity and JV.  When we jumped out with a large lead in the JV game, they pulled two of their JV starters and those two players then started the varsity game.  I guess they were trying to win one of the two games.  It was so bad the Whitewater varsity scored 120 points.  At Moores Hill, there were only 10 players for both teams.  So again, when the JV game got lopsided in the first half, they played the rest of the JV game with 4 players and held one of their kids to be a varsity reserve.  So when you think you are having a bad season now, think of these 3 schools and tell yourself “we really aren’t that bad”.last_img read more

Poyet keen to haunt Newcastle again

first_img Poyet, whose first game in charge ended in a sobering 4-0 defeat at Swansea, admitted a repeat on home soil would be perfect. He said: “I would take that result now, yes. Sometimes there are coincidences in football, but until it happens, it’s difficult to analyse. But it is true that we need to win and this is a perfect game for us. It’s the typical game that the fans would like you to win. From what I have seen in town, the only thing they ask is to win this game. Apparently there is nothing after, there are no more games, it is only this one. “Maybe we should take it like that. This is a game we need to win.” Defender Wes Brown could make a first competitive appearance for the club since January last year after finally shaking off the calf problem which has sidelined him since pre-season. Poyet said: “If you need experience and intelligence and players who have played at the highest level in the biggest games, he is one of them, so I wouldn’t be too worried on that side. “It’s something that we have been struggling with, the mental side, so mentally, I don’t think there could be a better player. “Now the thing is he needs to be able to compete, of course, and last for 90 minutes, so we will see how he reacts to the last four sessions.” Gus Poyet is desperate to remain a thorn in Newcastle’s side. Press Association Asked about his record against Newcastle, Poyet said: “Yes, but I’m not playing. My whole career in England has been always linked to Newcastle somehow for the good and the bad. I just hope the good ones continue and we can win the game. “But I don’t think it’s going to be a game that’s going to be won by me or by Alan Pardew. This game will be won on the pitch. We will try to help them, of course, because we need to make good decisions.” Poyet’s fortunes against the men from St James’ Park have remained positive during his fledgling managerial career to date with the South American having guided former club Brighton to FA Cup victory over the Magpies in each of the last two seasons. Indeed, he boasts a 100 per cent record against Alan Pardew, and that is a statistic who would dearly love to remain intact by the time he heads for home on Sunday evening. Poyet said: “I hope it doesn’t finish now. One hundred per cent is not going to stay for ever, but if there was one time that we need to maintain that 100 per cent, this is it.” Victory over Newcastle – something the Black Cats have achieved only once on Wearside since April 1980 – would be significant for a variety of reasons, not least that it would be their first anywhere in the Barclays Premier League this season. A return of one point from their first eight games has left them anchored to the foot of the table and in severe danger of being cast adrift – the gap to 17th place is already seven points – unless they can halt the slide soon. Predecessor Paolo Di Canio also faced Newcastle in his second game at the helm, in his case at St James’, and he returned with a famous 3-0 victory. The 45-year-old Uruguayan repeatedly thwarted the Magpies’ ambitions during his playing days with Chelsea – for whom he scored both goals in a 2-1 FA Cup semi final victory at Wembley in April 2000 – and Tottenham to the extent that then manager Sir Bobby Robson described him as a “menace” and once jokingly said he hated him. On Sunday, he will lead his Sunderland side into derby battle with the old enemy at the Stadium of Light hoping to extend the hoodoo, although admitting there will be little he can do about it once the first whistle has blown. last_img read more

Sagbo backed after quenelle charge

first_img The club fear that any ban for their Ivory Coast striker could rule him out of next week’s FA Cup semi-final against Sheffield United at Wembley. Hull manager Steve Bruce issued an apology if Sagbo’s “actions have offended anybody” but insisted the player did not mean to do so. “As I have said repeatedly to the players with social media the way it is you have got to be careful because it is out there for the rest of the world to see. “I don’t quite understand Twitter and hashtags and really don’t want to but we have warned the players and it is an issue that we have all got and unfortunately it looks as though Yannick has a case to answer. “He has a bit of a language problem, I’m not quite sure why it has offended people but we have to answer the question and we have people involved to defend him.” QPR’s Benoit Assou-Ekotto has also been charged for tweeting his support of Anelka. Manchester City midfielder Samir Nasri and Liverpool defender Mamadou Sahko escaped with a warning for being photographed performing the quenelle prior to Anelka using it in West Brom’s 3-3 draw at West Ham on December 28. Anelka was given a five-match ban for the quenelle salute due its anti-Semitic connotations. Sagbo posted a picture on Twitter of the celebration alongside the word: “Legend”. He also referred to Anelka as a role model of France’s urban youth. Hull have until Tuesday to respond to the FA charge and said they will seek a personal hearing. Bruce told a news conference ahead of Saturday’s match against Swansea: “It’s something that we have been made aware of for weeks, it’s something that they have took their time over, the FA, to study it. “We are going to defend him vigorously because we don’t think Yannick has tried to offend anybody. “Whether his actions have offended anybody, then on behalf of the club I will apologise. “We could lose him and especially with semi-finals and finals coming up and [Shane] Long and [Nikica] Jelavic not available then of course it would be a big blow to us.” Bruce said it was another warning about the dangers of social media. He added: “It’s a reminder to every player about social media. I don’t think there is any callousness at all in what Yannick has done but obviously the FA has seen it that he has done enough to offend people. Hull will “vigorously defend” an improper conduct charge against striker Yannick Sagbo for showing support for Nicolas Anelka’s quenelle goal celebration on social media. Press Associationlast_img read more

Virat Kohli & Kapil’s approach similar to the game: Kris Srikkanth

first_imgMUMBAI: Former India batsman Kris Srikkanth has said Virat Kohli and Kapil Dev’s approach to the game are similar in the way they wear their hearts on their sleeves and are aggressive.”Virat Kohli and Kapil Dev’s approach are the same. Positive and aggressive. Go for the win first,” Srikkanth said on Cricket Connected – ‘Aattam Thodarum’ on Star Sports 1 Tamil. Kohli is the current India captain while Kapil led India to its first World Cup glory in 1983. On the show, 1983 World Cup-winning member Srikkanth along with Laxman Sivaramakrishnan and host Bhavna Balakrishnan discuss how the World Cup inspired an entire generation to take up the sport and put India on the world map. With the odds stacked against India, captain Kapil led the team by example in the match against Zimbabwe scoring an unbeaten 175 which was probably one the best individual ODI performances at that time. Srikkanth said: “At that time, they were saying our odds of winning were 1 in 1000. But Kapil Dev was the main man behind that win. The guy has got a tremendous amount of confidence, self-belief and positive approach.” L. Sivaramakrishnan, who burst onto the scene in the 1985 World Series in Australia, played under another great Sunil Gavaskar. LS said about Gavaskar’s influence: “Gavaskar’s captaincy and his man management. I was only 19-years-old and I needed guidance and Gavaskar gave me that guidance perfectly.” Speaking about Srikkanth’s captaincy, LS said, “Cheeka was an aggressive captain. He provided a lot of results. He was very proactive. A player like Tendulkar made his debut under Cheeka’s captaincy. Cheeka’s encouragement to Sachin Tendulkar at that young age gave him confidence and he went on to become the world’s best batsmen. We’ve had a lot of inspirational captains, but I always feel Cheeka could have captained more.” After Kapil Dev led India to its first ever World Cup triumph in 1983, he not only inspired many cricketers but also inspired many leaders. After 1983, India reached the World Cup final for the first time in 2003, led by Sourav Ganguly. Speaking about Ganguly, Srikkanth said: “Ganguly was proactive. He was the guy who was able to form the team combination. Like how in 1976 Clive Lloyd formed the winning combination (for the West Indies team), Sourav put the correct team together and then inspired them. That’s why Ganguly was a successful captain, even in abroad conditions. They started winning abroad. Ganguly is a born leader.” IANS Also Watch: #LetsTalk: Mobile Theater & Lockdown Challengeslast_img read more