Scott Morgan is a multi-award-winning journalist and editor based out of Texas. During his 11 years as a newspaper journalist, he wrote more than 4,000 published pieces. He’s been recognized for his work since 2001, and his creative writing continues to win acclaim from readers and fellow writers alike. He is also a creative writing teacher and the author of several books, from short fiction to written works about writing. Related Articles Demand Propels Home Prices Upward 2 days ago Congressional Republicans, on the four-year anniversary of the Dodd-Frank Act, fired out at the controversial legislation, saying that the act’s purported purpose to end the government’s “too big to fail” policy has itself failed.On Monday, the House Financial Services Committee released a 100-page report titled “Failing to End ‘Too Big to Fail:’ An Assessment of the Dodd-Frank Act Four Years Later,” which asserts that the act perpetuates a dangerous policy of bailing out lenders that fleece American taxpayers, under the presumption that not bailing them out would make matters far worse. GOP leaders say that Dodd-Frank was supposed to put an end to this perspective, but instead makes sure it continues.“In no way, shape or form does the Dodd-Frank Act end ‘too big to fail,’” said Jeb Hensarling (R-Texas), chairman of the committee. “Instead, Dodd-Frank actually enshrines ‘too big to fail’ into law.”The report calls the Financial Stability Oversight Council, created to manage the administration of Dodd-Frank, “unwieldy,” and states that the FSOC has failed to live up to its statutory mission to identify and mitigate systemic risk. The report also says that while the Office of Financial Research has made some progress in its mission to collect financial data to identify systemic risks, its progress has been hampered by poor data collection efforts that risk “imposing substantial costs in return for speculative benefits.”More to the point of its title, the report asserts that proponents of Dodd-Frank have never offered an adequate, concrete explanation of how the orderly liquidation authority ‒‒ which provides a process to quickly and efficiently liquidate a large, complex financial company that is close to failing ‒‒ would actually end bailouts. The FDIC’s strategy for implementing “single point of entry” provisions outlined in Title II of Dodd-Frank is, according to Republicans “a recipe for future AIG-style bailouts.”“Contrary to the claims of its proponents, Dodd-Frank leaves taxpayers exposed to the costs of resolving large, complex financial institutions,” the report states. Hensarling says that Dodd-Frank “misses some obvious problems and creates new ones,” especially where government-sponsored enterprises such as Fannie Mae and Freddie Mac are concerned. “Firms designated as ‘financial market utilities under Dodd-Frank,” the report states, are the next generation of GSEs.”Moreover, Republicans charge, regulatory requirements imposed under Dodd-Frank create compliance burdens that distort the free market by making it harder for small-to-medium-sized financial institutions to compete with larger firms, further entrenching “too big to fail.”While Republicans on the Financial Services Committee plan to introduce legislation “to repeal Dodd-Frank’s bailout fund and take other steps to end ‘too big to fail’ once and for all,” according to Hensarling, the act’s latter architect, Barney Frank, former Massachusetts Representative and FSC chairman, will testify at a congressional hearing on Wednesday to assess the impact of the Dodd-Frank Act four years later.Republicans are doubtlessly less than enthusiastic about what Frank may have to say and make no effort to hide their distaste for what they consider a cumbersome piece of legislation. “Rather than institute market discipline and a clear rules-based regime, four years later,” said Oversight and Investigations Subcommittee Chairman Patrick McHenry, “Dodd-Frank’s failed policies have only worsened the risks within the financial system and recklessly handed financial regulators a blank check for taxpayer-funded bailouts.” Tagged with: Barney Frank Dodd-Frank Reform Act Jeb Hensarling Subscribe Barney Frank Dodd-Frank Reform Act Jeb Hensarling 2014-07-21 Scott Morgan Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Share Save Republicans Release Report Assessing Dodd-Frank in Daily Dose, Featured, Government, Headlines, News Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Print This Post The Best Markets For Residential Property Investors 2 days ago July 21, 2014 1,907 Views The Best Markets For Residential Property Investors 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago About Author: Scott Morgan Previous: RMBS Liquidations Increase for the First Time in Almost Two Years Next: Regulators Take Possession of Georgia Bank Home / Daily Dose / Republicans Release Report Assessing Dodd-Frank Data Provider Black Knight to Acquire Top of Mind 2 days ago Sign up for DS News Daily
Sign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York Sponsored Content Brought To You By Alure Home ImprovementsThere are various reasons why the Sheetrock in your home can end up with a big, unsightly hole: a stubborn nail that once balanced a picture took out a decent chunk when it collapsed; clumsy movers bumped a dresser into the wall while attempting to transport it to your bedroom; the doorknob to your bathroom struck it one too many times. Here Doug Cornwell, chief operating officer of Alure Home Improvements, demonstrates that once again he’s got us covered when it comes to home repairs that can be handled easily and speedily. In this recent installment of Alure Home Improvement’s “60 Second Fix,” he demonstrates how to fix a hole in Sheetrock.“I’m going to show you a very quick and very inexpensive way to do it, especially if you have a few pieces of leftover Sheetrock lying around,” says Cornwell.In this example, the offensive orifice is about the size of a doorknob, or, tellingly, a baseball.“It could be anything that went through the Sheetrock,” Cornwell observes.We’ll never know the culprit in this example but that’s not important because the solution is readily at hand.First, he says you want to square the space around the cavity. You don’t want to leave it as it is. He takes a box-cutter utility and makes a rectangular incision that encompasses the hole. Then he takes the handle of the knife and gently taps the Sheetrock square loose so the unwanted material can be removed. Sometimes you may have to trim the edges in case any uneven layers remain.Next, you take the replacement Sheetrock from your leftover supply. He says that it doesn’t even have to be the same thickness since Sheetrock panels can vary in width. “This is one instance where size doesn’t matter!” he says.“You want to make a cut that’s going to leave about two inches overlap on each side,” Cornwell says. “Make your first line. Then turn it over, snap it and cut it.”Rotate the patch 90 degrees and measure the perpendicular edge so you have the proper overlap margin. Make a line with your knife, score the line, cut it and snap it.“It doesn’t have to be perfect,” he says. But he emphasizes that the edges should look even.You do that for each edge of the patch. You’ll use tape and joint compound to make the patch match smoothly.Click here to learn more about Alure Home ImprovementsThat’s phase one for the front side of the patch. The next step is to trim the back side so you can get it to fit right into the hole.Cornwell shows how you line up each side of the patch, score the line with the knife, and then rotate the patch 90 degrees so you can repeat the same procedure. What he emphasizes is to make the back side of the patch slightly less than the dimensions of the hole you previously squared so the new patch will fit into the hole comfortably.You work on the back side of the Sheetrock patch so that you can carefully peel the gypsum material away without tearing the front paper layer. The front surface of the patch is intended to be larger than the squared hole’s edges so you can apply the joint compound around the hole to glue it in place, as he shows you. When the patch is ready to go into the hole, spread the joint compound around the margins of the squared hole so the paper will stick to it. Once you’ve smoothed it out, you can apply Spackle over the edges to hide the seams.“All you’re trying to do is flush up the front surfaces,” Cornwell advises. “Once you get the knack of it, it goes pretty quick.”You’re on your way to becoming an expert Sheetrocker!
RelatedPosts Tyson Fury to Anthony Joshua: Don’t risk fighting Usyk Anthony Joshua wants Tyson Fury, Wilder fight Joshua: Tyson Fury won’t distract me Tyson Fury has enlisted the help of two new sparring partners as he steps up preparations for his rematch with Deontay Wilder. British heavyweights David Adeleye and George Fox have joined the Gypsy King out in Las Vegas ahead of the February 22 showdown. As reported by the Sun, Fury has called on the pair’s assistance in a bid to ready himself for more heavy blows from knockout specialist Wilder. Adeleye only has one professional fight to his name, after making his debut back in December. But he wasted no time dispatching of opponent Dmitrij Kalinovskij inside two minutes and 25 seconds of the first round in a knockout victory at London’s CopperBox Arena. The 22-year-old trained with Tyson’s cousin Hughie Fury in the lead-up to his pro debut. Fox meanwhile has a few pro bouts under his belt, winning all three of his contests on points. The son of respected UK trainer Don Charles last fought in November at York Hall, beating Artur Kubiak. He is another fighter on the books of MTK Global, who also look after Fury. American heavyweight Jared Anderson has also been putting Fury through his paces with just under six weeks to go until fight night. Fury offered an insight into the nature of his current camp in his latest post on Instagram . The 31-year-old uploaded a picture of him in a hot tub surrounded by palm trees in relaxing settings. However he was quick to make clear it was anything but. “It would seem that I’m in a hot tub with palm trees and blue skies in Las Vegas, living the dream. Rolex on, sunglasses on,” the former world champion explained. “But in reality – not on Instagram – I’m in a gruelling training camp and it’s boring and repetitive every day. “Instagram would make you believe I’m having a whale of a time, enjoying myself, living the dream, everything is fantastic. But in reality, I’m getting worked to the bone every single day. “I’m getting smashed, session after session. I’m in the recovery pool because my joints of smashed and I need the recovery.”Tags: CopperBox ArenaDavid AdeleyeDmitrij KalinovskijTyson Fury
THE Lower Corentyne’s bowling attack kept Georgetown in check at the close of the opening day of the second round Jaguars Franchise League 3-day competition at Lusignan yesterday.The City team, in response to Lower Corentyne’s first innings total of 165, closed on 154-8. Christopher Barnwell was unbeaten on 73, when bails were lifted.Asked to bat first, Lower Corentyne suffered a batting meltdown in the morning session to go to lunch on 87-6, a position from which they did not recover, despite Jonathan Foo providing the lone stability with 63 late down the order.Spinners Gajanan Suknanan, Steven Sankar and Ashmead Nedd created most of the problems for the visitors, as the trio shared nine wickets. Off-spinner Suknanan (4-43), was the most successful of the bowlers, while Sankar and Nedd had figures of 3-42 and 2-35 respectively.Medium pacer Christopher Barnwell (1-4), did the early damage, dismissing Akeem Hinds leg-before-wicket for one, but it was the spinners Suknanan and Nedd who grabbed five top-order wickets to spark the collapse in the morning session.Fellow opener Jason Sinclair made a fighting 19 before he was removed by left-arm spinner Nedd.Suknanan then took charge and ripped through the top order, bowling Kelvon Anderson (11), Seon Hetmyer (16), and then taking the prized scalp of Devon Clements (25), who was bowled after putting up a short resistance.Nedd, the national Under-19 spinner then added to his wicket tally when he bowled Alex Algoo without scoring.Foo and Kasim Khan went to lunch on nine and one respectively, but soon after the interval Khan was dismissed off the bowling of Suknanan for five.Foo then led some sort of recovery, and combined with Nial Smith (7) for an eight-wicket stand of 51 where he dominated the bowling somewhat, hitting two fours and four sixes.But soon after, Sankar removed Smith, Kelvin Umroa (4) and Foo to wrap up the innings minutes before the tea interval.Openers Robin Bacchus and Raymond Perez then started the innings in elegant fashion, adding 50-run for the first wicket, but when the partnership was broken after Perez was removed by spinner Umroa for 14, Georgetown batsmen collapsed in a heap.Bacchus (36), was the other dismissed batsman with double figures, as spinner Khan (4-49), Clements (2-21) and Umroa (2-52), made steady inroads. Barnwell provided the highlight of the innings with five fours and similar number of sixes. He has so far faced 78 balls.Meanwhile, in the other second-round matches Upper Corentyne faced East Coast at Port Mourant, West Berbice took on Essequibo at Bush Lot and East Bank clashed with West Demerara at Eve Leary.
Motsoaledi said the department has sent out around 29 000 letters to schools, colleges and universities countrywide with guidelines on how to control the virus. Tamiflu for pregnant women The hotline number is 0861 364 232 (or 0861 DOH CDC)The e-mail address is: [email protected] 27 August 2009 Source: BuaNews “More than 80% have been sent out, and we are busy making pamphlets in 11 languages to be sent out to the public,” he said. “We have also written letters to all members of Parliament, to all the radio stations, print, electronic media, and to traditional leaders, traditional healers, labour and business.” “Tamiflu outweighs any risk to unborn babies, if they [pregnant women] have mild symptoms; we encourage them to take Tamiflu to prevent further deaths related to the virus,” Motsoaledi said. On Monday, the National Institute for Communicable Diseases confirmed 20 deaths related to H1N1 in the country. Half of these cases involved women in their third trimester of pregnancy, while some were suffering from other under-lying illnesses, such as diabetes and TB. More hotline operators The department has established a hotline and dedicated e-mail address for public queries on swine flu. Guidelines on H1N1 Health Minister Aaron Motsoaledi has since reiterated the need for pregnant women to be put on Tamiflu, even if they only showed mild symptoms of H1N1. The number of operators at the call centre has also been increased to minimise the waiting period, as the centre is being inundated with calls from the public. “We don’t want [pregnant women] to wait to confirm whether they have the flu or not before we give them Tamiflu,” he said, adding: “Before, it only took 24 hours to get results, but now it goes to five to seven days due to the demand for tests at the country’s laboratories.” As of 25 August, there were over 5 000 confirmed cases of H1N1 influenza in the country, with the majority being reported in the Western Cape and KwaZulu-Natal. Most of these cases were in the mild and self-limiting category. South Africa’s Department of Health has ordered more of the anti-viral drug Tamiflu, to the value of R30-million, from international pharmaceutical companies as the number of people infected by H1N1 influenza – commonly known as swine flu – increases in the country.
The NRL and Touch Football Australia (TFA) are delivering free non-contact footy skills sessions to inactive kids in regional areas around Australia, thanks to a participation grant from the Australian Government’s lead sports agency, Sport Australia, as part of their Move It Aus ‘Find Your 30’ campaign.The partner organisations are delivering four skills sessions to both primary and high school kids, with a focus on those aged 13 to 18, and girls in particular. Once the participants have completed their four sessions, they’re provided the opportunity to take part in a gala day competing in games, to put their new skills into practice.NRL Chief Executive Todd Greenberg said the program would provide children with the opportunity to engage in their communities.“This program not only encourages healthy lifestyles, it provides a pathway for kids to transition into structured Rugby League and Touch Football competitions, which promote teamwork and a real sense of community,’’ he said.The programs are being delivered in regional areas of Western Australia, the Northern Territory, South Australia, Queensland and New South Wales.The NRL and TFA launched this program at Broome Touch Association on Thursday 24th October.TFA CEO Jamie O’Connor says that although the positive impacts of footy on individuals and communities all around the country are powerful no matter where you are in Australia, the impacts are even more significant in regional communities like Broome, Katherine, Mt Gambier and Griffith, which are just a few of the places where the program’s being run.“Passing or kicking a footy around helps you ‘Find Your 30’ minutes of physical activity a day, but in regional towns especially, footy can be the glue that draws the community, people of all ages, together in a healthy activity that brings benefits for physical and mental health,” he said.“The beauty about non-contact footy is that anyone can play – any age, gender, body shape and skill level – and everyone can play together, girls and boys, the young and old, family members, friends.”Minister for Youth and Sport Richard Colbeck said the Move It Aus Participation Grants program was about encouraging moreAustralians to get moving and make Australia the world’s most active and healthy nation.“The Morrison Government is pleased to support this partnership between the NRL and Touch Football Australia, which aims to encourage up to 4,000 Aussie kids to get involved in non-contact footy,” Minister Colbeck said.“We know some kids tend to drop out of sport and physical activity in their mid-teens so this is a fantastic initiative to reach children in regional Australia and give them fun opportunities to be involved in sport.”These programs are being delivered now up until June 2020. For details about where programs are currently running, or to register interest, go to playrugbyleague.com/play/move-it-aus/
Romero reveals Solskjaer has ‘restored happiness’ at Man Utdby Freddie Taylor10 months agoSend to a friendShare the loveManchester United goalkeeper Sergio Romero says Ole Gunnar Solskjaer restored happiness to the playing group.The Norwegian has gone five from five since taking over as caretaker manager last month.And Romero believes that the players are enjoying their football.”We’ve had a great run,” Romero told the club’s website.”Not just the results, but the way in which we have won the games as well. Scoring five goals in one match was a big boost to confidence and was really something.”What we’re showing now, after a great Christmas, is only right for a club of this stature, [it] proves what we can do. The run we’ve had over Christmas and new year is testament to that.”[The manager] knows what he wants to achieve – both for the club and us as individuals. On the pitch and within the club, he has made it very clear from the outset so we know the expectation of us inside the club and externally.”You can see he has brought to the club a certain happiness and it is going well.” About the authorFreddie TaylorShare the loveHave your say
TagsTransfersAbout the authorPaul VegasShare the loveHave your say REVEALED: Mourinho has Man Utd pay-off settledby Paul Vegas10 months agoSend to a friendShare the loveJose Mourinho is free to negotiate his next job after being paid his compensation up front by Manchester United in December.The Daily Mail says United paid up Mourinho’s £15million compensation package immediately after he was sacked.The 55-year-old was dismissed on December 18 after two and a half seasons in charge.The fact that he received the pay-off on his departure from Old Trafford means he is free to return to management.A source said, “There are no issues over Jose’s contract with Manchester United. Everything has been sorted.”Jose is able to take on another job right now, but is in no rush. He is very relaxed about it and would be happy to wait until the end of the season if he needs to.”